Special Districts Insurance

We offer several categories of special districts insurance, offering coverage to both municipalities and rural water districts.

Rural Water

Rural water associations face different risks than the average business . Covering them correctly takes a specialist – and The Policy Center has specialized in writing Mississippi’s water/sewer systems for over 20 years. From Katrina to Isaac, from lightning to tornadoes, and pollution, The Policy Center and the A-rated companies we represent have helped Mississippi’s water systems get back up and running, keeping the water flowing and Mississippi growing!


Our dedicated Special Districts team is devoted exclusively to water and sewer system clients. Writing the coverage for nearly 400 systems, we feel we have both the companies and the market expertise to properly protect your system. We teach classes, publish articles and sit on boards – we are active, we know the water business. We are the exclusive agents for 3 outstanding A-rated carriers, and we are able to offer the coveages you need at the most affordable prices.

Check with us for Property, Liability, Crime, Auto, Board liability, bonds and Workers Comp.

Until you need us, you’ll never know how good we are!


Mississippi’s cities and towns deserve the very best protection available. The Policy Center brings the best & most competitive priced companies offering the best coverages, including extensions like loss of income from a covered loss. So there is a lot more involved than simply paying to replace a building. Are your ball field lights covered? How about your scoreboards and bleachers? Not sure? When you have a claim is not the time to discover something wasn’t covered, and you shouldn’t have to learn the hard way.

Check with The Policy Center to be sure you are covered right!